Brian E. Gagan, CPCU

Forty years of experience in insurance underwriting, marketing, brokerage and consulting for corporations and government. Corporate clients in the construction, financial services, logging and lumbering, pharmaceutical, and utility industries. Government clients include: states, counties, municipalities, and transit districts. Serves as an expert witness on property and casualty insurance matters.

Librx Senior Consultant, 1996 - Present
Consulting services include analysis and advice on insurance problems related to program design, broker selection and policy interpretation; expert witness in insurance litigation in over 50 cases with deposition and trial experience for plaintiff and defense.

Alexander & Alexander Senior Vice President,
Account Executive 1982 - 1996
Responsible for all phases of client services and property and casualty insurance on selected accounts. Duties included risk assessment and analysis, program design, marketing accounts to underwriters and negotiation of coverages and rates, claims monitoring, risk management information systems, and loss control engineering. Used alternative risk financing and finite insurance products as appropriate.

Clifton & Company Vice President,
Marketing Manager 1969 - 1982
Managed marketing department responsible for negotiating insurance coverages for clients, analyzing insurance coverages, and maintaining insurance carrier relationships.

Insurance Company of North America
Underwriting Superintendent 1954 - 1961
Managed casualty underwriting departments for general liability, automobile, workers’ compensation and umbrella liability. Responsibilities included premium production and underwriting profitability.

Property insurance
Building, stock, furniture and fixtures, tenants improvements, accounts receivable, valuable papers, business interruption, extra expense, rental income, contingent business interruption, all risk (including earthquake and flood),mechanical breakdown, and inland marine coverages.

Crime insurance
Employee dishonesty, forgery, burglary and robbery, and kidnap and ransom.

Liability insurance
Automobile, contractual, general, liquor, products, umbrella and excess liability; and environmental impairment.

Professional Liability insurance
Errors and omissions (E&O): architects and engineers, attorneys, real estate brokers, securities dealers; medical malpractice; publishers liability; employment practices liability; and directors and officers liability.

Workers' compensation
Workers’ compensation, including maritime and USL&H coverage, and employer’s liability.

Other insurance
Nuclear energy, political risk, pollution and pollution business interruption, product recall, reinsurance.

B.S. degree in business administration from Santa Clara University, California.

CPCU (Chartered Property & Casualty Underwriter) designation from the American Institute for Property & Liability Underwriters.

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